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How Do Credit Cards Work?

How Do Credit Cards Work

For people new to the world of credit cards it’s important to understand that, while the can open up a world of possibilities, they can become a ball and chain that can weigh you down for life. Many…

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How to Improve Your Credit Score

How to Improve Your Credit Score

There are few things we do in life that are tracked, reported and scored like that of our credit activities. But then, there are few things in life that we do that can have as far reaching consequences…

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Are Credit Reports Really Free?

Are Credit Reports Really Free?

Well, the short answer is maybe. The federal Fair Credit Reporting Act (FCRA) states that each of the three major consumer reporting agencies (Equifax, Experian and TransUnion) are to provide you with a free copy of your credit…

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Why This Financial Tool Can Help Manage Your Credit Cards

Why This Financial Tool Can Help Manage Your Credit Cards

Have you ever heard of the website mint.com? If you have, then consider yourself lucky. If you haven’t, let me tell you what the site is and how you can use the site to manage your financial life…

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5 Ways to Improve Your FICO Score

5 Ways to Improve Your FICO Score

Your credit score matters. What your score is determines whether or not you will be able to get a home loan, an auto loan, credit cards, etc., and, if you are able to secure these types of financing,…

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