Tips To Being A First Time Home Buyer

When you’re in the market for a new home, you can be overwhelmed by the process. This is especially so if you’re a first time home buyer. You may not know what to do, where to go and who talk to so that the entire experience is a success. The goal here is to empower […]

First Time Home Buyer Programs

Down Payment and Closing Costs Help The most challenging issue facing first time home buyers is getting enough money together for a down payment and closing costs. First time home buyers, as you may already understand, means someone who has never owned a home before and are currently renting a place to live. How are […]

How Much House Can I Afford?

Before you start looking at homes, you’ll need to have some estimate of how much you can truly afford to spend each month on your new home. It can save you a lot time and heartache by making sure you are looking in the correct price range to start with. (Calculators). There are four strong […]

Refinance Benefits and Concerns

Essentially, you have to determine: Is the cost and time it takes to refinance my home mortgage going to be worth it for the total sum of money I will save? One thing is for sure, if you have the right situation you can definitely benefit from refinancing your home mortgage loan. The optimal way […]

How Much Do Loan Officers Make?

The average loan officer usually makes a 40%-90% commission with no salary or hourly rate. The difference in commissions is usually based on experience and whether or not leads and/or advertising are provided by the mortgage company. The parts of the loan that are generally considered for the loan officers commission split are: Origination fee […]