Best Credit Cards for No Credit

Best Credit Cards for No Credit

For some people without credit, it may not seem as though having a credit card would change their life all that much. After all, they’ve gotten along fine without them, thus far. But, at some point, life becomes…

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High Tech Ways to Best Manage Your Finances

High Tech Ways to Best Manage Your Finances

Most of us can remember the days when our parents would sit around the kitchen table with a mountain full of receipts and their checkbook furiously entering and adding numbers and swearing when everything wouldn’t balance. It’s not…

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How To Protect Yourself From Identity Theft

How To Protect Yourself From Identity Theft

By now it shouldn’t be news to anyone that identity theft is on the rise. Between computer hackers, garbage scroungers, ATM skimmers, phishers and cell phone thieves, our identities are under constant assault. Some experts say that it…

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Got Bad Credit? It’s OK Credit Card Companies Want Your Business

Got Bad Credit It’s OK Credit Card Companies Want Your Business

Got bad credit? Right now that seems OK and credit card companies that specialize in subprime lending want your business. Bad to poor credit is considered anything below a FICO Score of 660. If you fall in this…

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Use Gas Rebate Credit Cards to Win the Battle at the Pump

Use Gas Rebate Credit Cards to Win the Battle at the Pump

Rising gas prices have people scrambling to find ways to save on fuel costs, including driving less, checking their tire gauges, and driving in the slow lane. While these techniques do help to reduce visits to the pump,…

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Why Online Banking is a Smart Thing to Use in Your Daily Life

Why Online Banking is a Smart Thing to Use in Your Daily Life

Ok, so I’m a little bit of a nerd, and I love using technology to simplify my life. I honestly do not know how I would pay any of my bills if it wasn’t for online banking. Are…

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Are Paying Credit Card Annual Fees Worth It?

Are Paying Credit Card Annual Fees Worth It

If you are paying annual fees on your credit card and are asking yourself if it is worth it then read on. Most people who get a cash back or balance transfer credit card should not be paying…

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Best Credit Cards for Shopping Online

Best Credit Cards for Shopping Online

So what are the best credit cards for shopping online? Millions of people are shifting their buying habits. They are going from wandering around and standing in lines at brick and mortar stores to just jumping on their…

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Are Credit Reports Really Free?

Are Credit Reports Really Free?

Well, the short answer is maybe. The federal Fair Credit Reporting Act (FCRA) states that each of the three major consumer reporting agencies (Equifax, Experian and TransUnion) are to provide you with a free copy of your credit…

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Why This Financial Tool Can Help Manage Your Credit Cards

Why This Financial Tool Can Help Manage Your Credit Cards

Have you ever heard of the website mint.com? If you have, then consider yourself lucky. If you haven’t, let me tell you what the site is and how you can use the site to manage your financial life…

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