Most of us can remember the days when our parents would sit around the kitchen table with a mountain full of receipts and their checkbook furiously entering and adding numbers and swearing when everything wouldn’t balance. It’s not that that method of managing finances is necessarily outdated; it’s just that, who has the time? And […]
By now it shouldn’t be news to anyone that identity theft is on the rise. Between computer hackers, garbage scroungers, ATM skimmers, phishers and cell phone thieves, our identities are under constant assault. Some experts say that it is nearly impossible to absolutely prevent identity theft, but there are some key areas of vulnerability can […]
Got bad credit? Right now that seems OK and credit card companies that specialize in subprime lending want your business. Bad to poor credit is considered anything below a FICO Score of 660. If you fall in this range you are in luck. Now that is not to say that you are not going to […]
Rising gas prices have people scrambling to find ways to save on fuel costs, including driving less, checking their tire gauges, and driving in the slow lane. While these techniques do help to reduce visits to the pump, even bigger savings could be realized each time you visit the pump. Gas rebate credit cards are […]
Ok, so I’m a little bit of a nerd, and I love using technology to simplify my life. I honestly do not know how I would pay any of my bills if it wasn’t for online banking. Are you hesitant to go online to check your account information? Well, it isn’t a bad thing to […]
If you are paying annual fees on your credit card and are asking yourself if it is worth it then read on. Most people who get a cash back or balance transfer credit card should not be paying an annual fee. There are just too many good low interest or 0% intro apr credit cards […]
So what are the best credit cards for shopping online? Millions of people are shifting their buying habits. They are going from wandering around and standing in lines at brick and mortar stores to just jumping on their Apple iMac or iPad and buying the product online. It is so much easier to do a […]
Well, the short answer is maybe. The federal Fair Credit Reporting Act (FCRA) states that each of the three major consumer reporting agencies (Equifax, Experian and TransUnion) are to provide you with a free copy of your credit report at least every 12 months. The FCRA is promoting the privacy and accuracy of data maintained […]
Have you ever heard of the website mint.com? If you have, then consider yourself lucky. If you haven’t, let me tell you what the site is and how you can use the site to manage your financial life a little better. Mint.com is a completely free (yes that’s right, free) site that allows you to […]
Your credit score matters. What your score is determines whether or not you will be able to get a home loan, an auto loan, credit cards, etc., and, if you are able to secure these types of financing, your credit score determines how much you will pay for these types of financial arrangements. Your credit […]
